Velvet Ant (Mutillidae)
Velvet Ants are a family of more than 3,000 species of wasps (despite the names) whose wingless females resemble large, hairy ants. Their common name velvet ant refers to their dense pile of hair which most often is bright scarlet or orange, but may also be black, white, silver, or gold. Black and white specimens are sometimes known as panda ants due to their hair coloration resembling that of the Chinese giant panda. Their bite is told to be awfully painful.
Via Mrs. Grieves